Meeting All Your Needs

Required documents when submitting the application
( client - wife - sponser - partner):

1. Copy of Civil ID.
2. Copy of passport.
3. New Salary certificate (other documents if there is another income other than the salary)
4. Credit Bank letter of commitment.
5. Marriage certificate (if the wife is a partner therein).

Required documents when approving the application:

1. Open current account at KFH (personal account incase of partner presence).
2. Salary transfer to KFH.
3. Permanent salary transfer letter from employer.
4. Acknowledgment letter from sponsor signed at the Ministry of Justice confirming the settlement of due amounts if the customer is unable to pay.
5. Sponsor availability meeting the conditions.

Property Owner details (seller):

1. Copy of Civil ID.
2. Copy of ownership certificate.
3. Property location.

Note:

If the customer requests to register the property by his name and mortgage it to the Saving and Credit bank:.

• If the property is open space, he should get a letter from the specified bank approving the property transfer and setting the mortgage procedures.
• If the property is home, he needs to get a promissory note from the bank to transfer the loan amount to KFH.